We have been in the receivables factoring business since 1979, are privately owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any tough circumstances you might suffer. We won't fold when the times get tough, like some other receivables factoring companies sadly have in the past.

All factoring companies have yardsticks for size, industry, and risk. It's pretty hard for you to know which receivables factoring company is a suitable fit for you. By contacting us, we'll get to know your situation very quickly and help you find the most suitable fit for your company - whether it's with us or another receivables factoring company.

We have an enormous A-list of receivables factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, when you take the time to explain your needs to us, you'll quickly learn that we can help you find just what you need.

A lot of receivables factoring firms let you pick and choose your customers that you would like to factor. But a few of them normally require a minimum amount prior to doing business with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is much the same as having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

A lot of receivables factoring firms are deliberately confusing. It is baffling why they do this. You can be rest assured, We are different.  We are unconditionally upfront about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our present advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, go over your concerns. Based on that information we will put together a tailored solution for you. A lot of receivables factoring businesses particularly the Silicon Valley Fintech ones first and foremost count on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay tuned to negative payment trends. This is crucial to run your business efficiently.

We make sure to use the latest technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. A lot of other companies are not even remotely close.